Cred is packed with innovative & flexible features.
Use it like a Credit Card
Linked to your account with contactless and connects with your favourite Apple and Google wallets - Coming Soon!
Use it like a Loan
Build up to four payment plans within your account. You set the duration or amount of each plan to fit your needs, helping you to manage your balance.
Use it like an Overdraft
Connect your Cred account to your bank, select how much you need when your current account reaches a balance set by you. Cred will automatically transfer the amount to your current account.
Interest Rates
Regardless of how you use your Cred account, you will be charged the same interest rate. Simplify your life and know the cost of all your unsecured credit unlike the rest of the crowd.
Credit Limits
Credit limits from £1,000 to £10,000 depending on your monthly disposable income.
No Fees
No late payment, transfer or annual fees. You only pay interest.
Security
Biometric authentication using facial recognition and personal PIN, ensuring your account is always secure.
Fast and Flexible
Fast decisioning with your credit limit instantly available subject to approval.
Representative example:
Download the app to check your eligibility
Simply scan the QR code
Can’t find what you’re looking for?
You can email us at:
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